Non-QM Loans

12-month bank statement program (need 2-year history of S/E), minimum 600 score to use bank statements, up to 90% LTV (minimum score 725 for 90%), rates same as full doc
DSCR (Debt Service Coverage Ratio) loans for investment properties, no income or employment on 1003, scores down to 575. Inquire to request details
Full doc and bank statement loans for investment properties and second homes
ITIN and Foreign National Loans, ITIN up to $1,000,000.00, max 80%/75% Purchase/Refi LTV, Foreign Nationals up to $2,000,000.00, max 70%/65% Purchase/Refi LTV—REPLY FOR MORE DETAILS
Ability to Repay in Full—use assets to qualify, no income or employment, Primary only, max 75 purchase, 70% refinance
Primary residence loans up to $4,000,000.00, Investment property loans up to $2,000,000.00
No reserves for LTV’s at or under 75%, cash out can be used for reserves
No add on to rate for cash out at or under 70% LTV
1-4 Units Residential properties, 5+ units OK.
Non-Warrantable condos, Rural Properties, Condotels/PUDtels considered.
Close in LLC
$100k-$40 Million for Commercial Loans