USDA Loans

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Rural development loans are a great option for borrowers looking for 100% financing. We facilitate a smooth, quick process for our clients and referral partners. Count on us to meet contract dates on  purchases, with direct access to underwriting

• 30-year fixed rate
• No down payment required
• No cash reserves needed
• Closing costs may be financed on some transactions
• Seller contributions allowed
• Pricing starting at 640+ FICO
• Available on multi-wide Manufactured Homes

Helpful USDA Links:

• The USDA Rural Development home page
• USDA Rural Development Eligibility site (determine property location and adjusted annual household compliance income limits for your state)
• USDA Service Center Locator (by State)
• Find available USDA properties
• USDA Service Center Agencies eForms
• U.S. Dept. of Housing and Urban Development Credit Alert System (CAIVRS) (verify that your borrower has acceptable results)